Credit Union One of Oklahoma is committed to helping you to a secure financial future. We want to make sure you have the best deal you can get and promise to keep all of our rates as competitive as or better than the rest. To view our current rates, please select an account type below. All rates are subject to change without notice.
Loan Rates
Share/Savings & Club Accounts
Share Draft Checking
Your Money Market Checking
Share Certificates/CD
IRA Certificates
Page Updated 3-8-10
Loan Rates
Auto Rates
Year |
Term |
Rate |
2010-2007 |
60 Months^ |
4.50% APR* |
2006-2005 |
48 Months |
6.25% APR* |
2004-2000 |
48 Months |
8.39% APR* |
^Financing for 72 months will be rate plus 1% APR*
Watercraft
Year |
Term |
Rate |
2010-2007 |
120 Months $20,001 + |
New Car Rate + 1.00% |
2010-2007 |
60 Months up to $20,000 |
New Car Rate + 1.00% |
2000-2006 |
48 Months |
Used Car Rate + 1.50% |
Motorcycles and All Terrain
Year |
Term |
Rate |
2010-2007 |
60 Months |
New Car Rate + 1.00% |
2000-2006 |
48 Months |
Used Car Rate + 1.50%
|
Recreational Vehicles
Year |
Term |
Rate |
2010 |
120 Months |
New Car Rate + 2.00% |
2003-2009 |
84 Months |
New Car Rate + 4.00% |
1995-2002 |
60 Months |
New Car Rate + 6.00% |
Unsecured Loans
Type |
Term |
Rate |
Line-of-Credit |
36 Months |
18.00% APR* |
Signature Loan |
24-48 Months |
12.00% APR * |
| Computer Loan | 36 Months | 14.00% APR* |
| Household Goods | 36 Months | 14.00% APR* |
| Travel Loans | 16.00% APR* |
*ANNUAL PERCENTAGE RATE. All rates are "AS LOW AS" and subject to change without notice.
Credit Card Rates
Type |
Term |
Rate |
Elite Visa
|
36 Months
|
12.00% Variable Rate |
Classic Visa
|
36 Months
|
15.96%Fixed Rate |
More is Less Pricing
More is Less Pricing - Lower your auto loan rate 0.15% by using Credit Union One services!
- CU One Checking Account
- Automatic Payment with Payroll Deduction
- CU One VISA Account
- CU One Certificate of Deposit
All rates are subject to change without notice.
Share/Savings & Club Accounts
Tiered Balances |
Dividend rate |
Annual Percentage Yield (APY) |
Dividends Paid |
$0 - $99.99
|
0.00% |
0.00%
|
Quarterly |
$100 - $3999.99
|
0.50% |
0.501%
|
Quarterly |
$4,000 - $9999.99
|
0.65% |
0.652%
|
Quarterly |
$10,000 - $29,999.99
|
0.95% |
0.954%
|
Quarterly |
$30,000+
|
1.10% |
1.106%
|
Quarterly |
*Dividends are calculated by the average daily balance method and earned on $100 or more deposited into the account.
All rates are subject to change without notice.
Share/Draft Checking
Account Type/Tiered Balances |
Dividend Rate |
Annual Percentage Yield (APY) |
Dividends Paid |
Basic Checking |
.25% |
.25% |
Monthly |
Advantage Checking |
.25% |
.25% |
Monthly |
Select Checking |
.25% |
.25% |
Monthly |
*Dividends are calculated by the average daily balance method and earned on $100 or more in the account.
*Fees may reduce earnings on this account.
*If you close your account before dividends are paid, you will not receive the accrued dividends.
All rates are subject to change without notice.
Your Money Market Checking
Tiered Balances |
Dividend rate |
Annual Percentage Yield (APY) |
Dividends Paid |
$50,000 and over |
0.95% |
0.954% |
Monthly |
$25,000 - $49,999.99 |
0.75% |
0.753% |
Monthly |
$10,000 - $24,999.99 |
0.65% |
0.652% |
Monthly |
$2,500 - $9,999.99 |
0.50% |
0.501% |
Monthly |
$0.00 - $2,499.99 |
0.00% |
0.00% |
Monthly |
*Dividends are calculated by the average daily balance method.
All rates are subject to change without notice .
Share Certificate/CD
Certificate Type |
Dividend Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Dividends Paid |
182 Day |
1.40% |
1.41% |
$2,500 |
Monthly |
One-Year |
1.65% |
1.66% |
$500 |
Monthly |
Two-Year |
1.90% |
1.92% |
$500 |
Monthly |
Three-Year |
2.10% |
2.12% |
$500 |
Monthly |
Four-Year |
2.20% |
2.22% |
$500 |
Monthly |
*Dividends are calculated by the average daily balance method.
*If you close your account before dividends are paid, you will not receive the accrued dividends. You are also subjec to a 31 days interest penalty for early withdrawal.
All rates are subject to change without notice
IRA Certificates
Certificate Type |
Dividend Rate |
Annual Percentage Yield (APY) |
Minimum to Open |
Dividends Paid |
One-Year |
1.65% |
1.66% |
$500 |
Monthly |
Two-Year |
1.90% |
1.92% |
$500 |
Monthly |
Three-Year |
2.10% |
2.12% |
$500 |
Monthly |
Four-Year |
2.20% |
2.22% |
$500 |
Monthly |
*Dividends are calculated by the average daily balance method.
*Share Certificates- IRA accounts are subject to a $25.00 closing fee. You are also subjec to a 31 days interest penalty for early withdrawal.
All rates are subject to change without notice
Credit Union One is an equal housing lender. Accounts are federally insured to at least $250,000 by NCUA (National Credit Union Administration).
