Credit Union One of Oklahoma is committed to helping you to a secure financial future. We want to make sure you have the best deal you can get and promise to keep all of our rates as competitive as or better than the rest. To view our current rates, please select an account type below. All rates are subject to change without notice.

Loan Rates

Share/Savings & Club Accounts

Share Draft Checking

Your Money Market Checking

Share Certificates/CD

IRA Certificates

Last Updated 5/1/08

Loan Rates

Auto Rates

Year
Term
Rate
2008-2005
60 Months^
5.25% APR"
2004-2003
48 Months
6.50% APR*
2002-1998
48 Months
8.64% APR*

^Financing for 72 months will be rate plus 1% APR*

Watercraft

2008-2005 $0-$20,000 60 Months $20,001+ 120 Months New Car Rate + 1.00%
1998-2004 48 Months Used Car Rate + 1.50%

Motorcycles

2008-2005 60 Months New Car Rate + 1.00%
1998-2004 48 Months Used Car Rate + 1.50%

All Terrain

2008-2005 60 Months New Car Rate + 1.00%
1998-2004 48 Months Used Car Rate + 1.50%

Recreational Vehicles

2008 120 Months 2% above New Car Rate
2007-2004 84 Months 4% above New Car Rate

Unsecured Loans

Line-of-Credit 36 Months 18.00% APR*
Signature Loan 24-48 Months 12.00% APR*
Elite Visa 36 Months 12.00% Variable Rate
Classic Visa 36 Months 15.96% Fixed Rate
Travel Loans   16.00% APR*
Computer Loan 36 Months 14.00% APR*
Household Goods 36 Months 14.00% APR*

More is Less Pricing

More is Less Pricing - Lower your auto loan rate by using Credit Union One services!

Direct Deposit of Net Paycheck into CU One Checking Account Deduct -0.15%
Automatic Payment through Payroll Deduction Deduct -0.15%
CU One VISA Account Deduct -0.15%
Certificate of Deposit with CU One Deduct -0.15%

All rates are subject to change without notice.

Share/Savings & Club Accounts

Regular and Christmas Club Accounts

Account Type/Tiered Balances Dividend Rate Annual Percentage Yield (APY) Dividends Paid
$30,000 and over 2.20% 2.22% Quarterly
$10,000 - $29,999.99 1.90% 1.91% Quarterly
$4,000 - $9,999.99 1.60% 1.61% Quarterly
$100 - $3,999.99 1.40% 1.41% Quarterly
$0.00 - $99.99 0.00% 0.00% Quarterly

*Dividends are calculated by the average daily balance method.

Share/Draft Checking

Account Type/Tiered Balances
Dividend Rate
Annual Percentage Yield (APY)
Dividends Paid
Basic Checking
.25%
.25%
Monthly
Advantage Checking
.25%
.25%
Monthly
Select Checking
.25%
.25%
Monthly

*Dividends are calculated by the average daily balance method.

*Fees may reduce earnings on this account.

*If you close your account before dividends are paid, you will not receive the accrued dividends.

All rates are subject to change without notice.

Your Money Market Checking

Tiered Balances
Dividend Rate
Annual Percentage Yield (APY)
 Dividends Paid
$50,000 and over
3.00%
3.04%
Monthly
$25,000 - $49,999.99
2.75%
2.78%
Monthly
$10,000 - $24,999.99
2.50%
2.53%
Monthly
$2,500 - $9,999.99
2.25%
2.27%
Monthly
$0.00 - $2,499.99
0.00%
0.00%
Monthly

*Dividends are calculated by the average daily balance method.

Share Certificate/CD

Certificate Type
Dividend Rate
Annual Percentage Yield (APY)
Minimum to Open
Dividends Paid
182 Day
2.75%
2.78%
$2,500
Monthly
One-Year
2.85%
2.88%
$500
Monthly
Two-Year
2.95%
2.99%
$500
Monthly
Three-Year
3.05%
3.09%
$500
Monthly
Four-Year
3.15%
3.19%
$500
Monthly

*Dividends are calculated by the average daily balance method.

*If you close your account before dividends are paid, you will not receive the accrued dividends.

All rates are subject to change without notice

IRA Certificates

Certificate Type
Dividend Rate
Annual Percentage Yield (APY)
Minimum to Open
Dividends Paid
One-Year
2.85%
2.88%
$500
Monthly
Two-Year
2.95%
2.99%
$500
Monthly
Three-Year
3.05%
3.09%
$500
Monthly
Four-Year
3.15%
3.19%
$500
Monthly

*Dividends are calculated by the average daily balance method.

*Share Certificates- IRA accounts are subject to a $25.00 closing fee.

 

All rates are subject to change without notice