Privacy Policy
Credit Union One of Oklahoma is owned by its members and run by a Board of Directors you elect. You can be confident that your financial privacy is top priority of Credit Union One. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have questions, please contact Credit Union One by telephone at 405.557.0167 or 800.522.8462 or by e-mail at cuone@creditunionone.org.
We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider.
Under these agreements, we may disclose all of the information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing arrangements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide them.
Information We Collect And Disclose About You
We collect the following nonpublic personal information about you from a variety of sources and may disclose all the information we collect to companies that perform marketing services on our behalf or to financial institutions with whom we have joint marketing agreements.
From membership and loan applications and other forms, we obtain information such as name, address, social security number and income.
From your transactions with us or other companies that work closely with us to provide you with financial products and services, we obtain information such as your account balances, payment history, parties to transactions and credit card usage.
From consumer reporting agencies, we obtain information such as your creditworthiness and credit history.
From verifications of information you provide on applications and other forms, we obtain information from current and past employers, other financial institutions and other sources listed on the application.
We may also disclose information we collect about you under the circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of the credit union, follow your instructions as you authorize, or protect the security if our financial records.
If you terminate your membership with Credit Union One of Oklahoma, we will not share any information we have collected about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and lending industry practices to safeguard your nonpublic personal information.
Applications
Only business related information is requested on any CU One application. This information that is collected is only used for review of qualifications for the loan, account, or service, which you are applying. Any information collected will not be given or sold to third parties.
Personal information contained in e-mail sent by members and non-members may be used by CU One staff to answer questions, follow up on suggestions or complaints, or to improve the level of service. Please be advised that e-mail may not be secure against interception by unauthorized individuals. Therefore, if you wish to communicate sensitive or personal information, you may want to send it by postal mail, call 405.557.0167 or 800.522.8462.
Cookies
Credit Union One of Oklahoma does use cookies only in conjunction with helping you navigate through our website. We do not link any information collected from cookies with any other information.
Links
Credit Union One of Oklahoma's site may contain links to websites controlled by third parties. Since we do not control these sites, Credit Union One of Oklahoma does not endorse or accept responsibility for their privacy practices or content.
Children's Online Privacy
The website is not intended for children under the age of 13. If information is provided to open a minor account, it must be provided by the parents of the minor and require a signature of the parent.
